 Featured Article |
|
Navigation |
|
Calling All Smokers. A Dream Ticket For Two To Paradise Island - For All Of You!
Sorry to remind all you died in the wool smokers but November was Lung Cancer Awareness month. But no don't click away – spare a few moments of your time, please …….. If hard words on packets wash over you, let me put the financial case to you for quitting. As well as feeling healthier I can offer you a holiday for two on Paradise Island in the Maldives, for two, for every year of your longer life!! OK, I know you don't believe me. Let's explain. Say the average smoker is 40 and smokes 20 a day. With cigarettes at £5 a packet that's £1,800 a year. Then you'll save loads on the cost of your your life, critical illness and medical insurance. Just how much was highlighted in a recent snapshot study by www.express-life-insurance.co.uk. This found that the average smoker paid 56% more for life insurance than a non-smoker. Therefore, giving up could easily save you £50 per month on your various insurance premiums. So as a non-smoker you could be £2,400 per year better off. Wearing a financial hat I can show you that if a 40 year old man put those savings into a personal pension plan with NFU, then at 5% per annum growth, he'll have a healthy retirement fund of £97,860. On retirement that could give an in the pocket tax-free sum of £24,465, plus an annual lifetime income of £3,830 (or £5,100 per year if the tax-free cash was left in the pension). On the other hand let's have more fun! For £2,400 you can have a 5 star 10 day holiday for two on Paradise Island in the Maldives. Give up smoking forever and you could afford to go back to Paradise Island every year! QED – makes you think doesn't it?
About The Author Michael Challiner is the chief editor of Express Life Insurance offer life insurance and mortgage insurance. Additional reading - Smokers Life Insurance - http://www.express-life-insurance.co.uk/will-i-get-charged-more-as-a-smoker.htm Additional Reading - Does my life insurance policy work abroad ? - http://www.express-life-insurance.co.uk/does-a-uk-life-insurance-policy-work-abroad.htm michael@andromedawebs.co.uk
|
|
Recent Articles Greatest Insurance Saving Tips For The United States? Auto Insurance Multiple quotes - Insurance companies rate your auto insurance by zip codes. The number of clams an insurance company has had in your zip code will determine how much you will be charged. That is why it's so important for you to... Life Insurance And Critical Illness Insurance. Cancer Tests To Increase Women's Premiums Ladies, if your mother or any other female blood-line relatives have a history of breast or ovarian cancer then from next year onwards, you could face higher insurance premiums. You could even be refused cover altogether. When these women apply... Life Insurance: Term or Universal? Deciding on the wrong life insurance plan might leave a family without financial resources at the worst possible time. Choosing between term and universal life insurance plans can be confusing. Only with some research and planning can...
|
|
|
|